Everything Winnow Can Do
A look at the receipt-first features that turn everyday purchases into expense data you control.
Receipt Intelligence
From paper to data in seconds
Snap a photo of a receipt and Winnow extracts the line items, totals, tax, tips, and merchant details so you can work with actual data instead of a photo archive.
The focus is not just reading the receipt. It is turning the receipt into something searchable, categorizable, and useful inside the rest of the product.
Key Capabilities
- Built for real-world receipt layouts
- Photos stored securely in the cloud
- Handles totals, tax, and tips
- Works without connected bank accounts
- Retry flow for difficult receipts
Item-Level Tracking
Know what each store total contains
Your bank statement might tell you where you shopped, but it does not tell you what drove the spend. Winnow closes that gap with item-level receipt data.
With granular categories and custom groupings, you can understand how a single trip breaks down across the things you actually care about.
Key Capabilities
- 130+ built-in spending categories
- Custom category groupings
- Filter and search by individual items
- Export itemized data when needed
Smart Rules
Teach Winnow once, then let it keep up
Smart Rules help repeated merchants and spending patterns land in the right place faster. You keep control, but the repetitive work shrinks over time.
Rules can be reviewed, edited, or removed whenever you want, so automation stays useful without turning into guesswork you cannot undo.
Key Capabilities
- Auto-categorize by merchant name
- Pattern matching on amounts and items
- Manual rule creation for custom logic
- Full control to edit or remove rules
Group Expense Splitting
Split the bill without forcing everyone into the app
Share a receipt with a unique link and let external participants review the items and totals tied to their split in a browser. Those links are read-only by design.
Inside Winnow, you can still manage the actual split configuration, track balances, and keep shared expenses organized across groups or joint accounts.
Key Capabilities
- Public read-only links with 7-day expiry
- No app download required for guests
- Split by item, percentage, or equal share inside Winnow
- Joint account co-owner support
Email-to-Receipt
Forward it and let Winnow handle the rest
Every account gets a personal forwarding address for digital receipts. That keeps online purchases in the same workflow as paper receipts.
Forward the message, let Winnow process it, and review the extracted data when it is ready.
Key Capabilities
- Personal forwarding address per account
- Same processing pipeline as photo uploads
- Works with any email provider
- Great for digital purchases and subscriptions
Budgets & Recurring Transactions
Track the plan and the routine
Create monthly budgets by category and watch progress in real time using the same transaction data generated from receipts, manual entries, and recurring items.
Recurring transaction support helps you keep fixed costs visible alongside the day-to-day receipt activity.
Key Capabilities
- Per-category monthly budgets
- Real-time progress tracking
- Recurring transaction management
- Clear fixed vs. variable cost view
Privacy & Security
Built for people who do not want another app watching their bank feed
Winnow starts from the receipts and entries you choose to add. You can track spending, split costs, and organize budgets without giving Winnow bank account credentials.
Sensitive fields are encrypted in storage and traffic is protected in transit. Public split links are read-only and intentionally scoped to the receipt context needed for external review.
Key Capabilities
- No bank account connection required
- Encrypted sensitive fields in storage
- Read-only guest share links
- Paid software, not an ad product
- Data deletion available on request
Ready to try it?
Start with a 14-day trial at launch and one simple plan.